Person comparing mobile plans on laptop and phone to avoid overpaying

How to choose the right mobile plan in Australia (without overpaying in 2026)

Choosing a mobile plan in Australia can feel confusing, but it shouldn't be. When you focus on a few simple questions – how much data you really use, where you need coverage, and how much flexibility you want – it becomes much easier to avoid paying for things you don't need. This guide covers plan selection fundamentals. For specific plan comparisons, see our mobile plans page.

ALDI Mobile's prepaid plans on the Telstra wholesale network offer one way to match your usage without the extras.

See our Mobile Plans

Step 1: Understand how you really use your phone

Most Australians overpay for mobile data they never use because they guess their usage instead of checking it. Before you change plans, check what you actually use.

Simple ways to check:

  • Review your phone's built-in data usage for the last few months

  • Look at past bills or usage summaries from your current provider

  • If you're already with ALDI Mobile, log in to the app or self-care to see data and call history

As a rough guide:

  • Light users – mostly calls, texts and messaging on Wi-Fi – often use under 10 GB per month (or per 30-day period)

  • Average users – social media, browsing, some streaming – might use around 20–40 GB per month (or per 30-day period)

  • Heavy users – regular video streaming, hotspotting, gaming – may need 40 GB or more per month (or per 30-day period)

If you're unsure, start with flexible prepaid and adjust as you learn your usage. Better than locking into an expensive 24-month contract. Check out our estimated data usage guide here.

Everything you need to know about ALDI Mobile plans

Step 2: Decide between prepaid and postpaid

Once you know your usage, the next choice is plan type.

Prepaid vs postpaid in plain language
Prepaid plans
  • You pay upfront for a set amount of data, calls and texts for a fixed period (e.g., 30 days)

  • No bill shock

  • No lock-in contracts

  • It's easy to change plans or providers

Postpaid plans
  • You get billed after you use your service, often with handset repayments included

  • Possible bill shock if you go over your inclusions

  • Contract terms apply – you may need to commit to a contract term and may pay extra fees if you leave early

ALDI Mobile uses a prepaid model across all products – mobile plans, family plans, data plans and long-life options – on the Telstra Wholesale Mobile Network. That means no lock-in contracts and no surprise bills, just straightforward pricing and true 30-day expiry periods on eligible plans.

Explore SIM-only mobile plans

Step 3: SIM-only, phone-on-a-plan or eSIM?

The next decision is how you want to connect your phone.

What is a SIM-only plan?

A SIM-only plan means you bring your own unlocked device and just pay for service – your data, calls and texts. This often works out cheaper over a 24-month period because you're not paying off a $1,000+ handset through monthly repayments. All ALDI Mobile offers are SIM-only, so you can pair your existing phone with a plan that suits your budget and usage.

Where does eSIM fit in?

eSIM (embedded SIM) is a digital SIM card built into compatible iPhone, Samsung and Google Pixel devices. Instead of waiting for a physical SIM to arrive, you can download your eSIM and activate your service online.

With ALDI Mobile you can:

  • Choose eSIM on eligible devices and plans, across mobile, family, data and long life products

  • Start a new service with a new number or bring your existing number over

  • Switch from a physical SIM to eSIM without choosing a new plan – your existing number and credit move across

Learn more about eSIM

Step 4: Check coverage before you switch

Price matters, but coverage matters just as much – especially in regional and remote Australia. Before you commit to any provider, check that the network works where you actually use your phone.

Questions to ask:

  • Do I get coverage at home, at work and where I travel regularly in Australia?

  • How does coverage perform in regional areas if I drive or holiday outside the city?

  • Do I need 5G access or is 4G coverage enough for what I do?

ALDI Mobile uses the Telstra Wholesale Mobile Network, which provides 4G coverage to most Australians, with 5G also available in many locations on compatible plans and devices.

Check coverage in your area

Coverage maps are a guide only. Actual performance varies with device type, local terrain and building materials, so check the specific locations where you'll use your phone most.

Step 5: Look beyond the advertised data allowance

Two plans with similar data allowances and monthly prices can offer very different value when you factor in expiry periods, rollover and network access. When comparing plans, look at:

  • Expiry period
    Some providers use 28-day recharges, which means 13 recharges a year instead of 12. ALDI Mobile 30-day mobile plans give you a true 30-day recharge period.

  • Data rollover
    On eligible plans, unused data can roll over when you recharge before expiry, helping you avoid waste and smoothing out months when you use less data.

  • Speed caps and 5G access
    Some plans include speed caps or only offer 5G on higher tiers. Think about what you actually need for browsing, social media and streaming on your devices.

  • International calls and roaming
    If you regularly call overseas, check which destinations are included. For travel, it can sometimes be more cost-effective to use local SIMs or dedicated travel solutions rather than roaming alone.

ALDI Mobile's plan pages clearly show data allowances, true 30-day expiry periods, unlimited data rollover eligibility and Telstra Wholesale 5G network access on compatible devices, so you can quickly compare what you're getting.

Find the right ALDI Mobile plan for your usage

This simplified table shows how different usage patterns match to plan types. Always check the latest inclusions on the plan detail pages.

User type

Typical usage

What to look for

 Recommendations

Price Range

Light caller

Mostly calls and texts, occasional browsing on the go

Low data, long-expiry or lower-cost 30-day plan

$23 Mobile Plan (12GB) or Long-expiry 

Varies

Everyday user

Social media, maps, some streaming, messaging

Around 20–40 GB, 30-day expiry, data rollover

$29 5G Mobile Plan (29GB) or $39 5G Mobile Plan (75GB)

$29-$39

Heavy streamer

Regular video streaming, hotspot, gaming

Higher data allowance, higher speed or 5G access

$49 5G Mobile Plan (120GB) or $59 5G Mobile Plan (175GB)

$49-$59

Family

Multiple phones in one household

Mix of higher data for parents, lighter or long-expiry for kids

Family Plans or Long-expiry

Varies

See all plans

Step 6: Choose flexibility so you don't get stuck overpaying

The right mobile plan should adapt as your life changes – whether that's moving house, changing jobs, travelling more or using more data. That's where prepaid SIM-only and eSIM options stand out.

With ALDI Mobile you can:

  • Bring your own unlocked 4G or 5G-compatible phone and avoid handset repayments

  • Move between eligible ALDI Mobile plans from recharge to recharge as your needs change

  • Roll over unlimited unused data on eligible plans when you recharge before expiry

  • Switch from physical SIM to eSIM on compatible iPhone and Android devices without changing your number or plan

A quick reminder every few months to review your usage in the ALDI Mobile app and compare it with your current plan can help make sure you stay on the right fit, rather than quietly overpaying.

Find your perfect plan

Frequently asked questions

How much data do I really need?

Most light users need under 10GB per month for calls, texts and Wi-Fi messaging. Everyday users streaming social media and browsing typically use 20-40GB, while heavy streamers and gamers need 40GB or more. Check your phone's built-in usage tracker or your current provider's app to see your actual usage over the last few months.

Is ALDI Mobile on the Telstra network?

Yes, ALDI Mobile operates on the Telstra Wholesale Mobile Network, which provides 4G coverage to over 98.8% of the Australian population, with 5G available in selected areas on compatible devices and plans. For detailed coverage information and network performance, see our complete network coverage guide.

Can I keep my phone number when switching to ALDI Mobile?

Yes, you can bring your existing number to ALDI Mobile when you activate your service. The process is called porting and typically completes within a few hours during business days. You'll need your current account details and an active service to transfer from.

What's the difference between eSIM and physical SIM?

eSIM (embedded SIM) is a digital SIM card built into compatible phones, while a physical SIM is a removable chip you insert into your device. eSIM activates instantly online without waiting for delivery, and you can switch between plans or carriers without handling physical cards.

Learn more about how ALDI Mobile eSIM works.

What's the difference between 28-day and 30-day plans?

28-day plans mean you recharge 13 times per year instead of 12, effectively adding an extra month of payments annually. ALDI Mobile's 30-day plans give you a true 30-day recharge period, which means 12 recharges per year and better value over time.

Can I switch between ALDI Mobile plans?

Yes, with ALDI Mobile's prepaid model you can move between eligible plans from recharge to recharge as your needs change. There are no lock-in contracts or exit fees. Simply choose a different plan when your current recharge period expires, or change earlier if needed.

Choosing your next plan with confidence

When you break down mobile plan selection into simple steps – actual usage, budget, prepaid vs postpaid, network coverage and plan features like data rollover – choosing becomes straightforward. By pairing a SIM-only or eSIM plan with strong coverage on the Telstra Wholesale Mobile Network and features like data rollover and true 30-day expiry, ALDI Mobile gives you what you need without paying for extras you won't use.

If you're ready to compare plans, explore our current prepaid mobile plans, eSIM options and family plans on the Telstra Wholesale Mobile Network.