What tips can you give me on saving my PAYG credits while I am roaming overseas?

You should bear in mind that roaming charges are considerably higher than usage within Australia.

Where you do need to use your phone, try and limit your use to receiving/making calls and SMS and disable data use.

Turning on your data to check your e-mails, surf the internet, and get directions from your navigation app will use up your PAYG credit very quickly and should be avoided, try to connect to Wi-Fi spots where possible.

If you really need to use your data, make sure that you have any automatic application update settings turned off to avoid apps on your phone updating when roaming. This will help limit the data you use and you can turn it back on when you have finished roaming via your data settings.

Check your manufacturer’s operation manual to see how this can be done.